Buy-to-Let Mortgage Expertise by Balanced Financial Services

Balanced Financial Services (BFS) is a trusted name in buy-to-let mortgage advisory, known for outstanding reviews and deep industry knowledge. Our team of experts provides tailored solutions for landlords and property investors across the UK.

With a proven track record of competence and client satisfaction, BFS ensures you receive the best mortgage options for your investment goals.

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Owner & First Time Buyer Broker Fees

At Balanced we believe its really important to be clear and not make information difficult to find, on this page you will find all the details regarding our broker fees.

 

We think its only fair that we don’t ask you to pay us until we have successfully done the job you have engaged us to do, so if for any reason we cannot obtain a mortgage offer, you will not be charged a broker fee.

Standard Application 

  • First time buyer 

  • Home mover 

  • Normal property re-mortgage 

  • Self employed purchase or re-mortgage, contractor purchase or re-mortgage.

Intermediate Application

  • Help to Buy purchase or re-mortgage

  • Shared Ownership purchase or re-Mortgage 

  • Right to Buy purchase or re-mortgage 

  • Properties subject to title restrictions

  • Mortgages arranged on an interest only basis 

Complex Application

  • Adverse credit history 

  • Joint Borrower, Sole Proprietor applications

  • Guarantor / family supported mortgages 

  • Regulated buy to let (where a family member resides)

  • Non-standard construction properties 

  • Mortgages using non £ sterling income 

Complex Plus Application

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  • Bridging or development finance 

  • Self build mortgages 

  • Debt consolidation mortgages 

Once we have achieved a formal mortgage offer from a lender, our broker fee becomes payable. This is where they have assessed your application, valued your property and formally agreed the loan.

 

We will always confirm which fee category your application falls into prior to application and before you commit to proceeding with an application.

 

We will also receive, and retain any commission paid by the lender when your mortgage completes. This amount will be confirmed by the lender in their disclosure document which will be provided to you. Should you wish, you can request to view the commission rates from each of the lenders we have considered at the time that we make our recommendation to you.

 

As our broker fee is only ever payable once we have done our job successfully, it is non-refundable.

 

We do not charge any fees for any type of insurance advice.

Balanced Financial Services Ltd is registered in England and Wales.


Company registration number: 10277422
 

Registered address: 14 Draper Way, Norwich, Norfolk NR5 9NA.


Balanced Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Reference number 803174

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

For mortgages, we can be paid commission or a fee or a combination of both. We will confirm before application if your case is standard, intermediate or complex.

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Our fee charges are listed on the Residential Broker Fee page and Buy to Let Broker Fee page.

Balanced Financial Services is a registered trademark - Trademark No: UK00004190806

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